Mudarabah Financing is a profit-sharing contract consisting of a capital investment from the Bank and a labor investment from the client. In accordance with its terms, the Bank puts forward the necessary capital to finance a specific project, whether partially or in full.

The client undertakes the necessary labor such that the profits are shared through agreed upon percentages. The client can only face a loss if any negligence or infractions are revealed; in the case of unsuccessful project, the client loses the labor invested, while the Bank loses its capital investment, as circumstances demand.